Dunami is now Unifi, but we only changed our name and our look – Our loans are still the same trusted online loans our clients know and rely on to make life easy when they need it most. We look forward to offering you fast, stress-free loans as always.
We offer loans ranging from R1000 to R5000 with a fixed six months repayment term. Max APR of 212%. Our application process is web and mobile enabled, meaning clients can apply at anytime from anywhere.
|Loan Amount||Repayment term||Monthly Repayment||Total Repayment||Initiation Fee||Monthly Fee||Interest||APR|
|R 5,000||6 months||R 1 105.66||R 6 654.73||R 644.10||R 68.40||3%||104%|
All fees are VAT inclusive.
|Loan Amount||R 5,000|
|Repayment term||6 months|
|Monthly Repayment||R 1 105.66|
|Total Repayment||R 6 654.73|
|Initiation Fee||R 644.10|
|Monthly Fee||R 68.40|
All fees are VAT inclusive.
Min APR of 104%. Max APR of 212%.
Min and Max repayment term 6 months.
TERMS AND CONDITIONS OF USE ("WEBSITE TERMS")
These terms and conditions regulate use of the Unifi Credit website including without limitation submissions of requests for information, requests for loans and access to other online areas provided by Unifi Credit.
Users may lodge complaints concerning the Unifi Credit website with Unifi Credit at 021-4218811, or via firstname.lastname@example.org.
Unifi Credit has developed its privacy practices in line with the South African draft bill on the Protection of Personal Information, the Canadian Standards Association’s Model Code for the Protection of Personal Information as well as the U.S.-E.U. Safe Harbor principles. A complete copy of the Model Code is available at https://www.csa.ca/standards/privacy/. More information about the U.S. Department of Commerce Safe Harbor Program can be found at https://www.export.gov/safeharbor/.
Certain services are linked with those linked sites, some which offer you the option to share with both Unifi Credit and the third party personal data you provide. However, Unifi Credit will not share your personal information with those linked sites unless you make that choice.
Types of information collected
When you register on the Unifi Credit website we need to collect certain information about you in order to provide you with the services you have requested. This information may include, but is not limited to:
Once you choose to register with Unifi Credit and provide us with personal information, it will be used for the purposes of providing you with the requested service and in conformity with the provisions of the Electronic Communications and Transactions Act 25/2002. We respect your privacy and undertake not to sell, rent or lease your personal information to others.
Certain non-personal information may be collected while you are using the website. This will comprise of data about usage and service operation that is not associated with a specific personal identity. Unifi Credit may collect and use this non-personal information to evaluate how the Unifi Credit website is being used.
Technologies may vary, but in many cases may involve a small file stored locally on the computer used to access the Unifi Credit website, and may be used to store and collect information relating to your viewing and use of the Unifi Credit website. Information collected through cookies is used to create a profile of our users. A profile is stored information we keep on individual users that details their preferences, their use and request history and behavioral activity, and can minimise the need for you to re-enter information.
Unifi Credit may collect your computer’s IP (Internet Protocol) address and domain name address, the identity of your Internet service or access provider, the type of web browsing software you use, your computers operating system, the URL of the web page from which you came to visit our website and the language you selected for your web browsing software (collectively referred to herein as clickstream data). We use these technologies to identify our users, to help diagnose problems with our server, and to administer the Unifi Credit website and the services offered thereon.
Unifi Credit needs and uses your personal information to provide you with the services you request and to help us better understand your needs and interests in the future. Specifically, Unifi Credit uses your information to help you complete and provide the services you have requested. Sensitive personal information if collected will only be used if you choose to allow us to do this in terms of your personal preferences options and will be shared only with your express permission.
Personal data given to Unifi Credit may be transferred across state and country borders for the purposes of data consolidation, storage and simplified customer information management.
How Unifi Credit will share your information and with whom?
Unifi Credit will not share your personal information with third parties except in responding to your requests for products or services. Your permission will be requested when you submit your information.
Unifi Credit may partner with other organizations who may provide you with the services requested through the Unifi Credit website. These partner organisations are required to keep confidential the information received on behalf of Unifi Credit and may not use it for any purpose other than to carry out the services they are performing for Unifi Credit. Unifi Credit will not share personal information with any other third parties without your permission, unless required by law enforcement action, subpoena, or local law.
Unifi Credit will not use your personal information for a different purpose than the one stated when you provided your data. Examples of unrelated uses include sending communications about updated information, new services and marketing messages. You can, however, choose to receive these types of non-subscription communications, if applicable, by ticking the box when you register.
Data Access, accuracy, amendments, retention and opting out
Unifi Credit will try to keep your personal information accurate. We will provide you with access to your information, including making reasonable efforts to provide you with online access and the opportunity to change your information, if possible. To protect your privacy and security, when doing so we will also take reasonable steps to verify your identity, such as a password and user ID, before granting access to your data.
Upon request, Unifi Credit will:
To request a correction or cancellation, send an e-mail to the address provided to you at registration for this purpose.
Unifi Credit undertakes to take all reasonable measures to protect the information you provide us. These measures include, but are not limited to preventing unauthorised access or disclosure, maintaining data accuracy, and ensuring the appropriate use of the information. Unifi Credit has in place reasonable physical and managerial procedures to safeguard the information we collect.
Changes to this statement
Law and jurisdiction
Acceptance of policy